Ontario residents; Canadian citizens, permanent residents or protected persons; enrolled in approved degree program.
The Ontario Student Assistance Program (OSAP) is a government financial aid program made up of a mix of grants and loans, and a great place to start if you’re an Ontario resident entering university. If you are receiving OSAP, you’ll automatically be considered for other sources of funding, like UTAPS.
Recipient must: be an Ontario resident who is a Canadian citizen, permanent resident or protected person; enrolled in an approved degree program that is 12 weeks or more in length; have financial need according to the OSAP need assessment Taking at least 60% of a full course load (1.5 credits per term for undergraduate students) (or 40% if you have a permanent disability (1.0 credits per term for undergraduate students)) -- see OSAP for Part-Time Students if studying part time.
APPLY ONLINE at the OSAP website; Submit supporting documentation by uploading to the OSAP website. The first time you apply, you must submit your Master Student Financial Assistane Agrement (MSFAA) to a Designated Post Office following the instructions provided.
OSAP funds are disbursed in two installments. Generally, for a two-term study period, 60% of the funding will be disbursed in September and the remainder in January.